Buying My First Home Archives

Dec 04

Why Australian Banks Are Raising Fixed Rates in Late 2025 and What It Means for Your Mortgage in 2026 and Beyond

By userAPATEL2 Buying My First Home, Investing In Property, News, Refinancing My Home Loan

If you are a homeowner, property investor or a potential buyer in Australia, you have likely felt the confusion and whiplash of the last few months. Just when it seemed like the Reserve Bank of Australia (RBA) had settled into an easing cycle, cutting the Official Cash Rate (OCR) three…

Nov 11

Love0

Your Home-Buying Guide: Understanding LVR and LMI with SEED LOANS

By userAPATEL2 Buying My First Home, News

For many first home buyers in Glen Waverley, Melbourne, the dream of owning a home is closer than they think. However, the world of mortgages can feel like a complex process, filled with confusing terms like LVR and LMI. At SEED LOANS, your dedicated Mortgage Broker team, we believe in…

Aug 25

Love0

Home Guarantee Scheme For First Home Buyer

Unlimited Places for First Home Buyers – Home Guarantee Scheme Update

By userAPATEL2 Buying My First Home, News

Navigating the path to homeownership in Australia has long been a dream for many, yet a daunting challenge due to rising property prices and the significant hurdle of saving a 20% deposit. The good news for aspiring homeowners is that major changes are on the horizon, with the Australian Government…

May 05

Love0

How the New Government Policy is Turning First-Home Dreams into Action — with a Little Help from Seed Loans

By userAPATEL2 Buying My First Home, News

🏡 How the New Government Policy is Turning First-Home Dreams into Addresses — with a Little Help from Seed Loans Let’s be honest: buying your first home in Australia has often felt like trying to win the lottery with a scratchie and a prayer. But thanks to the Australian Labor…

Aug 26

Love0

First home buyer profile

By afg_admin Buying My First Home, News

Caitlin and Joel Loan amount: $670,000. Monthly repayments: $2700. Grants accessed: First homeowner $15,000 and 2020 HomeBuilder $25,000. Deposit: 15 per cent plus 5 per cent guarantor finance to reach the 20 per cent threshold required to avoid paying Lender's Mortgage Insurance (LMI). While 2020 was the year many…

Feb 16

Love0

Going for broker

By afg_admin Buying My First Home, Finance Help, News

In a year when just about every real estate record was broken, home buyers turned to mortgage brokers in droves. More than two-thirds - a record 66.9 per cent - of residential mortgages were written by brokers in 2021.1 That's a leap of 6.8 per cent on the year before…

Aug 19

Love0

Pitching in without falling out

By afg_admin Buying My First Home, Finance Help, News

Lenders are helping parents boost their children's buying power without putting their house or relationships on the line. Despite a patchy customer service history, the Bank of Mum and Dad is soaring to new heights as the property market booms. And no wonder - conditions are perfect to drive inter-generational…

Feb 27

Love0

Is this the year of the first home buyers?

By afg_admin Buying My First Home, Finance Help

Many first home buyers now have access to a new government scheme that could get them into their first homes years sooner.

Dec 02

Love0

There’s a lot more than the big four

By afg_admin Buying My First Home, Finance Help, Refinancing My Home Loan

The history of Australian banking has always been dominated by the big four - ANZ, Commonwealth Bank, NAB and Westpac.

Sep 05

Love0

Are Home Buyers Back in Power?

By afg_admin Buying My First Home, Finance Help

With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two interest rate drops – it looks like things are swinging back into the borrowers’ favour. The election result took most of us by surprise. The…

Buying My First Home

Why Australian Banks Are Raising Fixed Rates in Late 2025 and What It Means for Your Mortgage in 2026 and Beyond

Your Home-Buying Guide: Understanding LVR and LMI with SEED LOANS

Unlimited Places for First Home Buyers – Home Guarantee Scheme Update

How the New Government Policy is Turning First-Home Dreams into Action — with a Little Help from Seed Loans

First home buyer profile

Going for broker

Pitching in without falling out

Is this the year of the first home buyers?

There’s a lot more than the big four

Are Home Buyers Back in Power?

Categories

How We Can Help

Guides

Tools

About Us