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Refinancing My Home Loan

Fixed vs Variable Rates

Why Australian Banks Are Raising Fixed Rates in Late 2025 and What It Means for Your Mortgage in 2026 and Beyond

By Buying My First Home, Investing In Property, News, Refinancing My Home Loan
If you are a homeowner, property investor or a potential buyer in Australia, you have likely felt the confusion and whiplash of the last few months. Just when it seemed like the Reserve Bank of Australia (RBA) had settled into an easing cycle, cutting the Official Cash Rate (OCR) three…
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Loyal to a fault

By Finance Help, News, Refinancing My Home Loan
It may be an admirable trait in personal relationships, but in financial matters, loyalty can come at a cost. Sticking with the same loan longer than three years can cost borrowers thousands, with competition to win business resulting in new customers paying lower rates than existing ones. This so-called loyalty…
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